Charming Palm Harbor Gem—No HOA & Prime Location! Nestled in a quiet, well-maintained neighborhood just steps from highly sought-after Palm Harbor University High School, this rarely available 3-bedroom, 2-bath home offers an unbeatable blend of location and lifestyle. Enjoy the convenience of being just minutes from the vibrant dining, shops, and entertainment of historic downtown Palm Harbor. Step inside to find a spacious, open-concept living and dining area perfect for both relaxing and entertaining. Sliding glass doors off the living room lead to the backyard, offering seamless indoor-outdoor living. The private primary suite features a walk-in closet for added comfort and storage. With no HOA, feel free to bring your boat or golf cart and make the most of Florida living. Don’t miss this rare opportunity to own a beautifully located home in one of Pinellas County’s most desirable communities!